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Legal Terms and Conditions
Topco Associates LLC ("Topco") offers you a wide range of information about its products and services via this Website, which is provided without charge as a convenience to visitors to be used for the purposes of information, education and communication to Topco.

By accessing, viewing or otherwise using this Website, you are agreeing to accept and comply with the terms and conditions of use as stated herein, which Topco may update at any time without notice, and all applicable laws and regulations. Please read the terms and conditions carefully. If you do not accept all of the terms and conditions herein, do not use this Website. Topco may revise these terms and conditions from time to time.

1. Limited Right to Use This Website is owned and operated by Topco. Unless otherwise specified, all information and materials contained in this Website (text, images, etc.) and their arrangement are the property of Topco and are protected by the copyright laws of the United States. No materials published by Topco in this Website, in whole or in part, may be copied, modified, distributed, reproduced, republished, uploaded, posted, stored, transmitted or otherwise used without Topco’s prior written consent, which consent may be given or withheld in Topco’s sole discretion. You may download content displayed in this Website for non-commercial, personal use only and must retain all copyright and other proprietary notices contained in the content. You agree that Topco may, at its sole discretion, terminate your access to this Website at any time without notice. Any access or attempt to access or use this Website for any unauthorized or illegal purpose is strictly prohibited.

2. Content Topco makes no guarantee as to, and assumes no responsibility for, the accuracy, correctness, sufficiency or completeness of any information, material or recommendations contained in this Website. Topco does not represent or endorse the accuracy or reliability of any of the information, content or advertisements contained in, distributed through or linked, downloaded or accessed from this Website, nor the quality of any products, information or other materials or services displayed, obtained or purchased by you as a result of your use of this Website or any Topco service, database, materials or system. You hereby acknowledge that any reliance upon any information or materials shall be at your own sole risk. You should not assume that the material contained in this Website is continuously updated or otherwise contains current information. Topco reserves the right, in its sole discretion and without any obligation, to correct any error or omissions in any portion of this Website or any Topco service, database, materials or system at any time, with or without notice to you.

3. Communications Any information, including but not limited to remarks, suggestions, ideas, graphics or other communications from you to Topco or this Website will be deemed non-confidential and non-proprietary and is the exclusive property of Topco. Topco shall be entitled to full rights of exclusive ownership, including without limitation, unrestricted right to use or disclose such material in any form and for any purpose, commercial or otherwise, without acknowledgment of its source and without compensation to you or any third party. You are solely responsible for the content of your communications and their legality under all laws and regulations. You agree not to use this Website to distribute, link to or solicit content that is defamatory, harassing, unlawful, libelous, harmful to minors, threatening, obscene, false, misleading or infringing a third party's intellectual or privacy rights.

4. Access to Password Protected or Secured Areas Access to and use of password protected or secured areas of this Website is restricted to authorized users only. You are solely responsible for maintaining the confidentiality of any username and password that Topco assigns you to access this Website as well as any activity that occurs under your username/password. You shall not misuse or share the username/password that is issued to you by Topco, misrepresent your identity or your affiliation with an entity, impersonate any person or entity or misstate the origin of any materials you are exposed to through this Website. If you are in violation of your obligations under the terms and conditions of use, you may be subject to prosecution.

5. Links to Other Sites No person may establish links either to this Website or away from this Website without the prior written consent of Topco, which consent may be given or withheld in Topco’s sole discretion. In its sole discretion, Topco reserves the right to remove a link to this Website or away from this Website at any time and for any reason. Contact Topco at webmaster@topco.com to request Topco’s consent. All links approved shall be to the home page of this Website. Framing at this Website is expressly prohibited. This Website may be linked to other sites that are not maintained by Topco. Topco does not make any representations concerning any such linked Websites. Accordingly, Topco is not responsible for the accuracy, copyright compliance, legality, legitimacy or decency of material contained in this Website nor does it endorse such material which may be accessible via a link to or from this Website or for the link itself. When you conduct transactions with other individuals or entities providing content via this Website, in addition to these terms and conditions, you will be subject to their Privacy Policies, Terms and/or Disclaimers.

6. Trademarks Except as otherwise identified, all trademarks, including names, logos, slogans and service marks ("trademarks") appearing at this Website, whether registered or unregistered, are the property of Topco and/or its respective member/owners. You are expressly prohibited from using any such trademarks, and nothing contained in this Website or these terms and conditions grants any right to use (by implication, waiver, estoppel or otherwise) any trademarks without the prior written permission of Topco.

7. Exclusion of Warranty/Assumption of Risks All information or content in or obtained through this website are provided "as is" and without warranty of any kind, and you hereby waive all other warranties relating thereto, including but not limited to any warranty of merchantability, fitness for a particular purpose or warranty against interference or infringement. Topco does not warrant that any information, content or other material will meet your requirements, that the operation of any Topco service, database, material or other product or any third party services, programs, systems or data used with or through or provided by Topco, or any part thereof, will be uninterrupted or error free or that any defects in such information, services, systems, databases or materials will be or can be corected. In no event shall Topco have any liability to you (including liability to any person or persons whose claim or claims are based on or derived from a right or rights claimed by you) with respect to any and all claims at any and all times arising from or related to the subject matter of this website, in contract, tort, strict liability or otherwise. Some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

You assume the responsibility to take adequate precautions against damages to your systems or operations which could be caused by defects of deficiencies in this website, any Topco information, service, system, database or material, or part thereof. You also acknowledge that electronic communications and databases are subject to errors, tampering and break-ins and that while Topco will implement reasonable security precautions to attempt to prevent such occurrances, Topco does not guarantee that such events will not take place. Your installation and inputs, as well as third party systems and procedures, may influence the output and errors in any order or electronic transmission or communcation and can result in substantial errors in output, including incorrect information, orders and agreements. In addition, errors may be introduced into information or orders in the course of their transmission over electronic networks. You shall implement and take responsibility for appropriate review and confirmation procedures to verify and confirm orders or other transactions in which you participate using the Topco website, information, services, databases, systems or other material.

You also are solely responsible for ensuring that any posting made by or for you to this website or any Topco information, service, system or database does not contain any virus or other computer software code or routine designed to disable, erase, impair or otherwise damage the website or any system, software or data of Topco or any other user of the Topco information, services, databases, materials or system. You hereby agree to indemnify, defend and hold Topco and its owners, members, employees, agents, representatives, licensors and suppliers harmless from any liability, claim, cost or damage arising out of any claim or suit by any such user caused by such virus, code or subroutine.

8. Limitation of Liability Neither Topco nor its owners, members, employees, agents, representatives, licensors or suppliers shall in any event be liable to you or to any third party for any lost profits, revenues, business opportunities or business advantages whatsoever, nor for any direct, indirect, special, consequential, indirect or incidental losses, damages or expenses directly or indirectly relating to the use or misuse of this website, or with respect to any other linked website, or any Topco information, content or other material or software used therewith, the use or failure, non-compliance or limited availability of any Topco information, warranty, negligence, gross negligence, strict liability in tort or any other theory of relief or whether or not Topco is informed in advance of the possibility of such damages.

9. Indemnity You agree to indemnify, defend and hold Topco harmless from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs arising out of, based on or in connection with your access and/or use of this website.

10. Miscellaneous This Website is operated from Topco's office in Skokie, Illinois in the United States. Your use of this Website, including all material contained therein such as content, services or other materials, and any and all other matters between Topco and you related hereto, shall be governed by applicable United States federal law and the laws of the State of Illinois, excluding its conflict-of-laws rules. If any part or parts of these terms and conditions are held to be invalid, the remaining parts will continue to be valid and enforceable. Nothing in these terms and conditions affects any statutory rights of consumers that cannot be waived or limited by contract. You hereby agree to waive any right to a jury trial in any suit arising out of or relating to this Website or any Topco information, content, service or other product. Any suit or proceeding arising out of or relating hereto must be commenced within one year from the date the right, claim, demand or cause of action being asserted first came into being. Venue for all disputes arising out of or relating to this Website or any Topco information, content, service or other product shall be in the state courts of Cook County, Illinois, or the federal courts in the Northern District of Illinois. Topco does not imply that the content contained in this Website is appropriate or available for use outside the United States. If you access this Website from outside the United States, you are responsible for compliance with any and all applicable local laws and regulations. Information Topco places on or makes available through this Website may contain references or cross references to Topco or third party products, programs and services that are not announced or available in your country. Such references do not imply that either Topco or such third party intends to announce or make available such products, programs or services in your country. Consult Topco or the applicable third party for information regarding any such products, programs or services. This Website may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Any rights not expressly granted herein are reserved to Topco. These terms and conditions represents the entire agreement between you and Topco with respect to these matters. Any rights not expressly granted herein are reserved to Topco. If you have any questions regarding the terms and conditions of use for this Website, please contact Topco at this office or via e-mail as follows: webmaster@topco.com.

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